Privacy Policy

Welcome to Vtunaija API Privacy Policy page. Your privacy is critically important to us, and we are committed to protecting your personal information. This policy outlines how we collect, use, and safeguard your information when you use our website and mobile app for airtime purchase, data purchase, cable TV subscription, electricity payment, data card purchase, recharge card purchase, exam pin purchase, bulk SMS, internet bundles purchase, and bills payment services.

Information We Collect

When you use our services, we may collect the following types of information:

• Personal Information: Name, email address, phone number, billing address, and other identifiable details provided during registration or transactions.
• Payment Information: Bank account details, credit or debit card details, and payment history.
• Usage Data: Information about how you use our platform, including transaction history and browsing behavior.
• Device Information: IP address, browser type, device type, and operating system.

How We Use Your Information

We use the information collected to:

• Process and complete your transactions.
• Provide, operate, and improve our services.
• Communicate with you regarding your account and transactions.
• Send promotional messages or important updates.
• Ensure compliance with legal and regulatory requirements.
• Detect and prevent fraudulent or unauthorized activities.
• Analyze user behavior to enhance platform security and functionality.

Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy or to comply with legal obligations. Afterward, your data will be securely deleted or anonymized.

Data Sharing and Security

We do not sell, trade, or share your personal information with third parties except as necessary to provide our services or as required by law. We implement robust security measures to protect your information from unauthorized access, alteration, or disclosure. These measures include encryption, firewalls, and secure access controls.

Your Rights

You have the right to:

• Access and update your personal information.
• Request the deletion of your data, subject to legal and regulatory obligations.
• Opt-out of promotional communications.
• Restrict or object to certain data processing activities.
• Request a copy of your personal data in a portable format.

Cookies and Tracking

We may use cookies and similar technologies to enhance your experience on our platform. Cookies help us understand user preferences and improve the functionality of our services. You can adjust your browser settings to decline cookies, but this may affect the functionality of our services.

Third-Party Services

Our platform may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. Please review their policies before providing your information. Additionally, we may share information with trusted third-party service providers who assist us in delivering our services. These providers are contractually obligated to protect your information.

International Data Transfers

If you access our services from outside our operational region, your data may be transferred to and processed in a different country. We ensure that such transfers comply with applicable data protection laws and that your information is protected.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected such information, we will promptly delete it.

Changes to This Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page, and the "Last Updated" date will be revised accordingly. We encourage you to review this page regularly to stay informed about how we protect your information.

Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your information, please contact us at:

Email: vtunaija01@gmail.com

Phone: +2348105992014

Last Updated: January 9th, 2025